Client Industry

Testing Labs

State laws authorizing medical and adult/recreational uses of cannabis impose strict requirements, and testing labs need the right coverage to protect their interests.

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Protection

Coverage and Insurance Policies Perfect for Any Cannabis Testing Lab

A cannabis testing lab often carries greater potential liabilities than most other organizations along the marijuana supply chain in need of insurance. This is because of the strict compliance laws, regulations, and increased potential for accidental injuries inside the testing facility.

It is crucial for cannabis labs to invest in the right insurance policies to ensure that their employees are protected and to avoid pecuniary loss from any activity related to cannabis testing efforts.

Mistakes happen — cannabis labs need to protect themselves if their products do not meet testing standards.

Protection

Cannabis Test Lab Laws and Regulations

A cannabis testing lab often carries greater potential liabilities than most other organizations along the marijuana supply chain in need of insurance. This is because of the strict compliance laws, regulations, and increased potential for accidental injuries inside the testing facility.

It is crucial for cannabis labs to invest in the right insurance policies to ensure that their employees are protected and to avoid pecuniary loss from any activity related to cannabis testing efforts.

Mistakes happen — cannabis labs need to protect themselves if their services do not meet testing standards.

Cannabis products at any stage of the supply chain can have protection within Goods-in-Process Insurance

Protection

Cannabis Lab Risks and Liabilities

Cannabis goods that do not meet testing standards but still pass through the quality assurance stage must be destroyed by the distributor, or in some cases can be remediated by the manufacturer. 

There is also the potential for employees to suffer injury. Workplace accidents happen, and lab employees could also be injured during testing if a process does not go as planned. Harsh penalties exist for these circumstances, including steep fines for cannabis labs that do not meet compliance standards. 

Millers Insurance Group supports cannabis testing labs by supplying the coverage needed to protect laboratory efforts, employee safety, and assets.

Suggested Coverages

Read more about the policies below or contact us for a free consultation and quote!

General liability insurance provides protection for your business in the event of a lawsuit.

General Liability Coverage

Business Owner's Policy (BOP) Coverage

Business Owners Policy

The Risk of Losing Your Crop

Crop Insurance

Product liability occurs when a person or company is held liable for damages caused by defective products. It can also be applied to cases where the product does not work as intended or does not have adequate warnings or instructions for use.

Product Liability Coverage

Cyber liability insurance is a type of coverage designed to protect companies from financial losses resulting from data breaches or cyber events.

Cyber Liability Coverage

What does errors & omissions insurance cover?

Errors & Omissions Coverage

All Risk Property Coverage

All Risk Property Coverage

If you operate a cannabis business, you probably already have coverage for the physical aspects of your operations. But what about the income loss that can be incurred when you are forced to shut down or lock down due to an unforeseen event?

Business Interruption Coverage

Worker’s Compensation Coverage

Worker’s Compensation Coverage

Protect your business

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