digital@paybotic.com, Author at Millers Insurance Group

Do Small Businesses Need General Liability Insurance?

In the early days of small businesses, many owners want to keep costs as low as possible. One of the ways that they do this is to avoid purchasing insurance plans. While this can save money, it also opens the company to a lot of very damaging, very expensive to.

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Insurance News

Do LLCs Need General Liability Insurance?

General liability insurance protects your business from third-party liability related to bodily injury, property damage or other costs resulting from an accident or incident. General liability coverage is essential for any company that has a physical presence and can expose third parties to risk of bodily injury, property damage or.

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Cannabis Cultivator Insurance

Ways to Eliminate Common Fire Hazards in Your Cannabis Cultivation Business

Whether you’re growing cannabis for medical or recreational use, fire safety is critical to your operation. After all, it doesn’t take much to start a fire in an indoor grow facility. Tragically, there have been several fires at legal cannabis grow facilities in recent years. Fires can spread quickly and.

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Workers Compensation Policies

What are the Four Types of Workers Compensation Benefits?

When you are injured at work, you are eligible to receive workers compensation benefits. This type of insurance is designed to support employees who have been hurt or sickened on the job. Each state has different standards for eligibility, but there are four types of workers compensation benefits that generally.

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Cannabis Cyber Threat Insurance

Cybersecurity Risk in High-Risk Business Enterprises

Even with the constant stream of media attention and general awareness about cybersecurity threats, businesses continue to fall victim to cyberattacks. This is perhaps because cyber threats are so diverse and unique that it is difficult for any one business to protect itself completely. However, there are some types of.

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Cannabis Commercial Liability Insurance

Important Insurance Considerations for Rapidly Growing Commercial Real Estate Values

Keeping up with rapidly rising commercial real estate values can be challenging for property owners. If your properties are worth more than you thought they would be, you may need to adjust your insurance coverage and plan accordingly. On the other hand, if your properties are worth less than you anticipated,.

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Cannabis Commercial Liability Insurance

General Liability Insurance for High Risk Businesses: What You Need to Know

The risk of harm to others is inherent in the operation of any business. The general liability insurance market is highly fragmented and competitive, with a number of specialized insurers targeting specific niches within the broader general liability insurance segment. General liability coverage is meant to protect businesses from third-party.

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Cannabis Business Insurance

Cannabis Industry Insurance Buyer’s Guide

As the legal cannabis industry continues to grow, so do the business needs of its related enterprises. From accounting services to warehouse space, cannabis companies need a variety of support services to thrive. Among other things, this includes specialized insurance policies that safeguard businesses from common perils and risks associated.

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Cannabis Commercial Liability Insurance

Ways to Manage Complex Risk With Excess Liability Coverage

When it comes to business risk, excess liability coverage is a unique beast. It’s an important piece of your business insurance puzzle and can protect your personal assets from costly legal judgments. But because this type of risk is so complex, you need to have a firm understanding of what.

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Cannabis Product Liability

Cannabis Industry Sees Increase in Product Liability Costs

The cannabis industry is still in its infancy. As such, businesses are struggling to find the right balance between creating innovative products while also ensuring they’re safe for consumers. For example, many manufacturers are still working out how to standardize and label their products in a way that is both informative.

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